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What Is Kiva?

We Let You Loan to the Working Poor

Kiva's mission is to connect people through lending for the sake of alleviating poverty.
Kiva is the world's first person-to-person micro-lending website, empowering individuals to lend directly to unique entrepreneurs in the developing world.
The people you see on Kiva's site are real individuals in need of funding - not marketing material. When you browse entrepreneurs' profiles on the site, choose someone to lend to, and then make a loan, you are helping a real person make great strides towards economic independence and improve life for themselves, their family, and their community. Throughout the course of the loan (usually 6-12 months), you can receive email journal updates and track repayments. Then, when you get your loan money back, you can relend to someone else in need.
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Kiva partners with existing expert microfinance institutions. In doing so, we gain access to outstanding entrepreneurs from impoverished communities world-wide. Our partners are experts in choosing qualified entrepreneurs. That said, they are usually short on funds. Through Kiva, our partners upload their entrepreneur profiles directly to the site so you can lend to them. When you do, not only do you get a unique experience connecting to a specific entrepreneur on the other side of the planet, but our microfinance partners can do more of what they do, more efficiently.
Kiva provides a data-rich, transparent lending platform. We are constantly working to make the system more transparent to show how money flows throughout the entire cycle, and what effect it has on the people and institutions lending it, borrowing it, and managing it along the way. To do this, we are using the power of the internet to facilitate one-to-one connections that were previously prohibitively expensive. Child sponsorship has always been a high overhead business. Kiva creates a similar interpersonal connection at much lower costs due to the instant, inexpensive nature of internet delivery. The individuals featured on our website are real people who need a loan and are waiting for socially-minded individuals like you to lend them money.
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KIVA Update:

Recipients:
Lavinah from Kasese, Uganda
Lavinah will be using her loan to help buy toothbrushes, clothes, and bread to sell.
Specific Loan Tracking:
We Loaned: $125.00
Newly Paid: $12.50
Total Repaid So Far (as of 5/21/12): $75.00 (60.00% of our loan)
Repayment Status: paying back on time



Simeho from Kasese, Uganda
Simeho will be using his loan to buy sugar for resale.
Specific Loan Tracking:
We Loaned: $125.00
Newly Repaid: $13.87
Total Repaid So Far (as of 5/21/12): $41.66 (33.33% of our loan)
Repayment Status: paying back on time



Priscah from Kitale, Kenya
Priscah will be using her loan to buy and insure a dairy cow as well as buy poultry birds.
Specific Loan Tracking:
We Loaned: $125.00
Newly Repaid: $14.75
Total Repaid So Far (as of 5/21/12): $46.00 (36.80% of our loan)
Repayment Status: Paying back on time


Gora from Senegal
Gora will be using his loan to help purchase a new motor for his truck. Gora uses his truck to transport charcoal to different bakeries in his area.
Specific Loan Tracking:
We Loaned: $50.00
Newly Repaid: $4.16
Total Repaid So Far (as of 5/21/12): $4.16 (8.32% of our loan)
Repayment Status: Paying back on time




Antonia from Huancavelica, Peru
Antonia will be using her loan to buy seeds and fertilizers.
Specific Loan Tracking:
Total Repaid So Far (as of 5/21/12): 0% of our loan



Past Recipients:
*The following recipients have paid back their loan in full*
Dominga Del Rosario from Guatemala, Guatemala
Dominga used her loan to buy supplies to make sheets and seasonal curtains.


Petonila fom Lima, Peru
Petonila used her loan to purchase soft drinks and candy for her new business.



Luna Maria from Estrella, Sinacaban Mis. Occ., Philippines
Luna Maria used her loan to purchase fertilizers.



Beatrice from Goaso, Ghana
Beatrice used her loan to buy plastic buckets and pans.


Saodat from Shahrituz, Tajikistan
Saodat used her loan to buy a new batch of used goods which she will eventually resell.